You’ve built something meaningful—your business. You’ve got passion, purpose, and a vision for where it’s going. But here’s the question too many women entrepreneurs in Southeast Michigan aren’t asking:
“Am I truly protected if something goes wrong?”
The truth? Many female-owned startups and small businesses are underinsured or missing key coverage entirely. It’s not because they don’t care—it’s because insurance is confusing, overwhelming, and not built with them in mind.
Let’s fix that.
👩💼 Why Female Entrepreneurs Are at Higher Risk
Studies show that women-owned businesses are more likely to be uninsured or underinsured than those owned by men. That means more vulnerability to lawsuits, accidents, property damage, or even cyberattacks.
Why does this happen?
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Many women self-fund their businesses and prioritize equipment, marketing, or hiring before coverage.
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Some assume home or auto policies will cover them. (Spoiler: they won’t.)
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Others don’t know what insurance they really need—or how much.
We get it. Insurance isn’t glamorous. But neither is a lawsuit you didn’t see coming.
🚨 The Most Common Insurance Gaps for Women in Business
If you’re a startup founder, freelancer, or small business owner in Michigan, here are the top coverage gaps we see all the time:
1. No General Liability Insurance
Without this, you’re on the hook for injuries, damage, or accidents involving customers, clients, or vendors. It’s one of the most basic—and most affordable—policies out there.
Risk: A slip-and-fall at your pop-up event or a client claiming you damaged their property could cost thousands.
2. No Professional Liability (Errors & Omissions)
If you give advice, offer coaching, or provide a service, you could be sued for a mistake—even if you didn’t make one.
Risk: A client says your service hurt their business. You could face legal fees, even if the claim is bogus.
3. Home-Based Business Misconceptions
Running your business out of your home? That’s awesome. But your homeowner’s policy won’t cover business-related losses.
Risk: Your laptop, product inventory, or liability for a client meeting at your home may be uncovered.
4. Using Your Personal Car for Work
If you’re delivering goods, driving to client sites, or doing business errands, your personal car insurance may deny your claim.
Risk: An accident while doing business could leave you paying out-of-pocket for repairs or medical bills.
5. No Cyber Liability Insurance
Women-led online businesses are booming—but many are totally exposed to cyber risks.
Risk: If a hacker accesses your customer info or payment system, you could be liable for data recovery, legal fees, and more.
🛡️ You Deserve Protection Built for You
Insurance shouldn’t be confusing or intimidating. At Michigan Insurance Source Agency, we specialize in helping women entrepreneurs across Southeast Michigan understand exactly what they need—and what they don’t.
We believe your business should be protected with the same care you put into building it.
You worked too hard to leave it vulnerable.
Let’s Talk About Getting You Covered
📞 Give us a call at (586) 846-3133
🌐 Visit us online at www.michiganinsurancesource.com
We’ll review your current coverage, explain what gaps exist (in plain English), and create a plan that’s affordable, smart, and tailored to your goals.
Don’t wait until something happens. Let’s protect what you’ve built—together.
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